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Video instructions and help with filling out and completing military retirement divorce 10/10 rule
In dividing military pensions and benefits part two we covered formulas for splitting retirement pay for service members recommended by the uniformed services former spouses Protection Act or usf SP a with this video we are covering some of the benefits and privileges you may continue to enjoy even after divorcing a military service member let's talk about continuing military benefits commissary and Post Exchange or px privileges an unmarried former spouse of a military service member is entitled to commissary and PX privileges to the same extent and on the same basis as the surviving spouse of a retired member of the uniformed services this means that if you had commissary and PX privileges at the time of divorce you can continue to receive these privileges as long as you remain unmarried the USFS PA uses the 20 20 20 tests to determine eligibility for commissary and PX privileges this is to say that the service member spouse has 20 years of creditable service the marriage lasted 20 years and there is a 20-year overlap between the marriage and the creditable service let's talk about medical benefits there are three categories of healthcare coverage for former full military health care coverage transitional health care for up to a year after the divorce and the DoD continued health care benefit program to qualify for the full military health care program the former spouse must remain unmarried the former spouse must satisfy the 20 20 20 rule and the former spouse cannot be enrolled in an employer sponsored health plan to qualify for the transitional healthcare plan which is one year of coverage the requirements are similar to the requirements for the full military health care program except that the former spouse satisfies the 20 2021 rule instead of the 20 20 20 rule to qualify for a second year of coverage the former spouse must have enrolled in the DoD continued health care benefit program to qualify for the DoD continued health care benefit program or champus you must be losing entitlement to a military health care program such as divorce through a military service member a non career military personnel member and family members who are about to lose coverage it is important to note that there is a time limitation and costs associated with this coverage for more information about champus coverage please consult your military healthcare administrator let's talk about designated survivor benefit plans or SBP beneficiaries generally military retirement pay terminates when the military service member dies the SBP acts as a life insurance policy of sorts that makes up for the loss of military retirement pay to eligible survivors such as spouses or former spouses and children in the form of a monthly payment generally a spouse's coverage under the SBP expires upon divorce however there are states that allow for divorce decrees to direct service members to elect their former spouses as SBP beneficiaries you can download a pdf version of the usf.